Let hope you never get injured. ...lets hope you never get coverage through Amerasure. ...they are not going to be there for you they are going to cut ever corner to get you off there books and broken or not your screwed...my advice don't claim it and go to your own doctor...or you can have surgery that is a quick fix and no other doctors no why it was preformed. If you have never been arested well this is the next best thing because your going to feel like a criminal after your done with Amerasure. ...