General Info

Product FlexibilityKrugh Insurance can help you to select from a full line of insurance products: including annual term life, 10, 15, 20 and 30 year term life, whole life, universal life, annuities and worksite life insurance programs to offer greater protection to your employees.We offer optional benefits that allow you the flexibility to tailor a plan to meet your needs. Some of the available options are:Other Insured rider: Allows you to insure a spouse or loved one in amounts up to the face amount of your policy. (Universal Life/Whole Life only)Children's Insurance rider: Gives you the ability to insure your children up to $10, 000.Long Term Care rider: Pays a monthly benefit of 2% of the death benefit for long term care expenses (Universal Life-only)Guaranteed Insurability: Outlines specified times when you can raise your amount of coverage with no medical qualifications.