This man is a giant and serious liar, do not do business with him at all. He got leads from us there was an issue with his payment so we refunded. The merchant processor had an internal issue of which Mr Cruz was notified. He begged and begged me to let him have the leads in advance and I ended up not trusting that he would pay for them.



Ive done business with countless agents and this agent is the worst of all. Do not trust him with your policies at least find another Farmers agent if you must choose them.